11/30/2008
How Mortgage Backed Securities and Forclosures Led to the Housing Bust
Everyone knows about the housing bubble and the economic slowdown of 2008. The term, “mortgage backed security” has become the proverbial villain in this dramatic time for the U.S. Markets. However, in my many conversations with people, they know all to well about the term “mortgage backed security”. Upon further questioning, many individuals know the cause of many of these financial institutions troubles, but do not really understand how mortgage backed securities work, and how they have caused this massive slowdown in the economy.
So let me tell you...
Read More >>
11/29/2008
The Estate Tax and Survivorship Life Insurance Work Together
Protect Your Wealth From The IRS using Life Insurance
Without proper planning, a chunk of your money could go to the IRS at your death in the form of an estate tax. Most people cringe at the thought of working for a lifetime to build a legacy, but have it taken away by the federal death tax. While estate taxes may be inevitable, there are ways to conserve — or at least replace — a portion of your estate. One effective tool to help protect your net worth is a...
Read More >>
11/28/2008
eRollover.com
Meet the Barack Obama Economic Team
As you well know, 2008 has served as a very dark year for the United States Economy. The Barack Obama Economic Team hopes to be the driving force responsible...
Read More >>
11/28/2008
eRollover.com
401k Maximum Contribution Limits and Catch-Up Provisions
401k limits change every year
The 401k rules that determine your 401k maximum contribution limit — the combined total maximum contribution that you can make each year to ALL...
Read More >>
11/26/2008
by The Associated Press www.Erollover.com 2008
eRollover.com
The Newest Community for Personal Finance, Investing, and Retirement Topics is eRollover.com.
Erollover.com, the leading portal for 401k’s, Retirement, and Personal Finance...
Read More >>
11/24/2008
eRollover.com
Tips for Safe Investing
Tips for safe investing are always one of the main things that investors are interested in learning. When deciding what kind of investments to use there is a few things to...
Read More >>
11/23/2008
eRollover.com
What is a Roth IRA?
A Roth IRA is an Individual Retirement Account (IRA) allowed under the tax law of the United States. Named for its chief legislative sponsor, Senator William Roth of Delaware, a...
Read More >>
11/22/2008
eRollover.com
What is a 401(a) Plan?
I have to admit that when I first saw the term, 401(a) plan, I was almost certain that it was a mistake. However, upon further research I discovered that...
Read More >>
11/22/2008
eRollover.com
HOW TO SHOP FOR LIFE INSURANCE
In order to be able to shop for the best premiums, it’s a good idea to know how premiums are calculated by insurers. Bear in mind that premiums vary...
Read More >>
11/21/2008
eRollover.com
LIFE INSURANCE: How Much And What Kind To Buy
How much life insurance do you need? What type is appropriate? You should review your life insurance needs each time you have a major life...
Read More >>
11/20/2008
eRollover.com
Estate Planning Trusts
Now that Barack Obama has been elected, and the Senate and Congress have the Democrat Party firmly entrenched, it is time to turn our attention to Estate Tax Planning. This tax...
Read More >>
11/20/2008
eRollover.com
403(b) Plans are loosing Investment Options in 2009
As a result of a government regulation that becomes effective next year, many employers who sponsor 403(b) plans will likely reduce the number of providers and...
Read More >>
11/19/2008
eRollover.com
Barack Obama and Joe Biden's Plan
One election promise from the Obama Team is to give us universal healthcare. There are very valid arguments on both sides of the aisle, and many foreign citizens with...
Read More >>
11/18/2008
eRollover.com
Speaking From Experience on Long-Term Care
Long Term Care is getting to be a real hot issue with many of the baby boomers that are approaching retirement. This is due to the fact...
Read More >>
11/17/2008
eRollover.com
By Mike Rowan
Finally! Executives Halting Bonuses due to 2008 Market Crash!
Lets put it this way. I want everybody to get paid, and get compensated as much as possible if their performance has been good for the company and for shareholders. However, this certainly has not been the case during the...
Read More >>
11/16/2008
eRollover.com
By Mike Rowan
110 banks have asked for $170B under bailout plan
It is amazing how quickly things can change in the economy. With unprecedented government intervention, banks continue to request more and more money to remain solvent. In addition, Barack Obama revealed a plan on Friday for the government to inject...
Read More >>
11/13/2008
eRollover.com
By Mike Rowan
eRollover.com
By Mike Rowan
How Mutual Funds Work-Part 2
Today, we will continue to learn about mutual funds, and the benefits and disadvantages that they represent. Please keep in mind, all of these features of Mutual Funds can have a direct impact on the performance of your 401k, 403b, 457, IRA, or other retirement...
Read More >>
11/10/2008
eRollover.com
Mutual Fund Knowledge for your 401k
By Mike Rowan
Let's face it. You are probably getting hammered in your 401k, 403b, 457 Plan, or IRA accounts, during this severe economic downturn. In my experience, many of these external market factors are simply out of the investor's control. However, information is knowledge, so you...
Read More >>
11/8/2008
eRollover.com
Different Kinds of Permanent Insurance
Permanent Insurance
Permanent insurance provides lifelong protection, and the ability to accumulate cash value on a tax-deferred basis. Unlike term insurance, a permanent insurance policy will remain in force for as long as you continue to pay your premiums. Because these policies are designed and priced for...
Read More >>
11/7/2008
eRollover.com
Obama proposals include retirement plan changes
Referencing the article By David Pitt, AP Business Writer
We have gotten fervent feedback to our recent articles about the changes to your 401k, 403b, 457, and IRA accounts that...
Read More >>
11/6/2008
By Mike Rowan, November 5, 2008
www.eRollover.com
Obama-Elect, The end of 401k, IRA, and Retirement Accounts as we know them?
Well, the election of 2008 has come and gone. Barack Obama is the president-elect of our great...
Read More >>
11/4/2008
eRollover.com
How much life insurance do I need?
In most cases, if you have no dependents and have enough money to pay your final expenses, you don’t need any life insurance.
If you want to create an inheritance or make a charitable contribution, buy enough life insurance to achieve those goals....
Read More >>
11/3/2008
eRollover.com
Explaining the Capital Gains Tax
The election of 08, and the recent stock market crash have contributed to the fact that you always hear about Capital Gains taxes almost daily in the news. Many people have asked me, "What is the Capital Gains Tax, and how does the 2008...
Read More >>
11/1/2008
 Subscribe in a reader
eRollover.com
Will You Owe Estate Taxes?
I am very sorry that this post is long, but there is a TON to cover when it comes to estate taxes and estate planning techniques. There is quite a bit of good information out there, and I have tried my best to condense it into this post.
THE GOOD NEWS is it's becoming increasingly less likely that you'll owe estate taxes. That's because Congress has approved a schedule that increases the amount an individual can...
Read More >>
|
|
|
