By Mike Rowan

Retirement Assets Total $13.4 Trillion in First Quarter

As everyone knows, it has been a horrible time for the stock market until very recently. As a financial guy, I am always eager to find interesting statistics in the investing and retirement world. When I happened across this report from the Investment Company Institute, www.ici.org, I was tuned in, as I have often wondered how the market downturn of...

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By Mike Rowan

Black Monday is the second stock market crash to be examined in our series. While we have become used to market volatility, Black Monday in 1987 remains the granddaddy of them all.

Black Monday

When: October 19, 1987

The amount the market declined from peak to bottom:508.32 points, 22.6%, or $500 billion lost in one day. The largest...

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By Mike Rowan

This eRollover blog entry is the first of 5 entries that will go over the most painful stock market crashes in the past 100 years. History is usually the best indicator of how fragile the Economy and Stock Market can be at times. However, these lessons can be quickly forgotten, as greed tends to make the memory...

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Mutual Fund Fees and Expenses

Before we get started with this entry, I would like to make the following statement to those who have "no load" mutual funds. I hate to say this, but they are not free, nor are they without charges. The majority of this article was taken straight from the horse's mouth, The Securities and Exchange Commission, and can be read in it's entirety here.

Newsflash-Mutual Funds are a For Profit Business

As with any business, running a mutual fund...

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Historical Returns of the S&P 500

By Mike Rowan, info@erollover.com

The S&P 500 Index is arguably the most widely-followed U.S. stock market index. The S&P 500 Index is a market cap-weighted index of U.S. equities of 500 large companies. The Standard and Poors 500 index is typically used as a great illustration of how the stock market is performing as a whole since there are a multitude of companies and industries represented.

However, being the history buff that I am, I am always...

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401(k) Fees are Invisible, but Harsh Reality

By Mike Rowan, info@erollover.com

Many investors are convinced that they pay no fees in their 401(k), 403b, or other retirement account. However, 401(k) research firms paint a much different picture of the employer sponsored retirement plan universe.

A recent study illuminates the mode and manner that employees prefer to receive information about fees and expenses associated with their 401(k) plans. The research suggests that workers participating in a defined contribution plan do not know or have...

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