By Mike Rowan, 10/30/2009

Retirement Planning Using an Interest Only Strategy

Your long anticipated retirement has arrived. After 40 + years of hard work, you have put away a nest egg that you will depend on to take retirement income. However, as with any change, another financial planning process must be implemented to provide the income and security for your...

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By Mike Rowan, 10/26/2009

1st Time Home Buyers can Take Money from their IRA

IRA questions are popping up everywhere since the $8000 first time home buyers tax credit is set to expire shortly. These questions are specifically about how to tap Individual Retirement Accounts (IRAs) to help make a down payment on a home. We have reviewed the...

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By Mike Rowan, 10/21/2009

eRollover User Question:

Need 401k rollover advice. Should a do a 401k rollover to a Roth IRA? I have money from my old job parked in a 401k. Since I'm only 28, I would like to explore putting this money into a Roth IRA. An Advisor has suggested that I will have to do...

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By Mike Rowan, 10/19/2009

Being Cheap with Life Insurance can Cost you later!

Don’t get too cheap! Please do not get rid of your Life Insurance to conserve cash! Life Insurance is not something that you should put off to save 40 or 50 bucks a month. Not having Life Insurance for your family is putting them at great possible...

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By Mike Rowan, 10/15/2009

Social Security Latest Victim of Economic Crisis

Social Security’s cost of living adjustment will not be in effect for 2010, the first year there will be no increase since the benefits inception in 1975. Instead, the Obama administration is in favor of a $250 lump sum payment to seniors to offset the lost revenue.

Other lawmakers said...

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By Mike Rowan, 10/13/2009

Should you Look at Investing in Gold?

Gold has always brought wealth and riches to mind, whether it is gold bars, or chests brimming with gold coins. However, lost to many is the fact that gold as an investment has done extremely well over the past years, outperforming most other investments over the period. In...

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By Mike Rowan, 10/08/2009

The 2008 401(k) Retirement Plan Statistics have Arrived

The numbers are in, and to state the blatantly obvious, 2008 was a terrible year for 401(k) investors as a whole. The worst bear market since the great depression caused account balances to plummet, and sent people scrambling. However, some of the statistics were surprising, such as the...

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Heath Insurance | HMO's vs. PPO's

It is vital that you know the difference between HMO and PPO plans before you decide which coverage to choose. While cost is obviously most important, it is not the only factor or difference between the health insurance plans. You should carefully review all of your options, then choose the plan that is best suited for you and your family.

HMOs (Health Maintenance Organization)

HMO is...

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